ElderLaw News — The Estate Planning & Elder Law Firm, P.C. — MD, VA, DC
ElderLaw News

ElderLaw News is a weekly e-newsletter that brings you reports of legal developments and other trends of vital interest to seniors and their advocates. This newsletter is brought to you by The Estate Planning & Elder Law Firm, P.C., William S. Fralin, Esq., President., William S. Fralin, Esq., President.

Working Longer May Help You

Well, science has now confirmed what intuitively we may have suspected. Working longer than the typical retirement age can benefit you, not only financially, but also with increased mental acuity.

"For each additional year of work, the risk of getting dementia is reduced by 3.2%," said Carole Dufouil, a scientist at INSERM, the French state-sponsored health research agency. The results shouldn’t surprise us. Experts have long advised older people to keep active physically and mentally. The study is particularly important, because it was a large one involving almost 1.2 million people in France. Usually, the larger the sample size of a study, the more confidence is placed in the results of a study. This is true of polling or whatever else is analyzed. France has accumulated quite a body of research on the subject, because of the interest and importance that its former president, Nicolas Sarkozy, placed on it.

The French scientists had a lot of information at their disposal, because of information that is collected by the state health system. They used the records of more than 429,000 people, most of whom were self-employed in trades such as baking and woodworking. On average, they were 74 years old and had been retired for an average of 12 years. These subjects were selected, because they had not developed dementia within 5-10 years of retirement. This meant that their results could not be attributed to the fact that those who decided to retire, did so because they were already showing signs of dementia at the time of retirement. While 3% of the subjects did have dementia, they found that, for each additional year of work, the odds of developing dementia decreased. For instance, a retiree at age 65 had approximately decreased the probability of acquiring dementia by 15%, when compared to a fellow retiree who left the work force at age 60. Quite impressive results which might have implications for mandatory retirement ages.

The study illustrates once again the importance of keeping mentally active as long as possible. Perhaps, the brain can be considered as a muscle that must be exercised to keep it fit. There will always be exceptions like former President Reagan, who developed Alzheimer’s despite an active mental life and serving as president in his 70s. But for many of us, keeping involved by volunteering, reading, doing crossword puzzles, or continuing to work, may help to delay or even prevent the onset of dementia. It’s up to you to choose how you stay mentally challenged, but doing nothing should not be an option. Wouldn’t you like to be like June Springer of Alexandria, VA? I know I would! She is age 90 and has been working for 8 years as a full-time receptionist at Caffi Plumbing and Heating. For her age is just a number, not a barrier to leading a full and active life.

(http://www.usatoday.com/story/news/nation/2013/07/15/study-retirement-dementia/2517851/)

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The Estate Planning & Elder Law Firm, P.C. is an elder law firm. We represent older persons, disabled persons, their families, and their advocates. The practice of elder law includes estate planning, estate and trust administration, powers of attorney, advance medical directives, titling of assets and designations of beneficiaries, guardianships, conservatorships, and public entitlements such as Medicaid, Medicare, Social Security, and SSI, disability planning, income tax planning and preparation, care management, and fiduciary services. For more information about The Estate Planning & Elder Law Firm, P.C., please visit our website at http://www.chroniccareadvocacy.com.

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